Friday, 17 March 2017

Ways we tend to steal from ourselves

Ever wondered where your money disappears to each month? Even when you know you are working really really hard, yet it seems as if you are always broke. Some of us have even been binding non-existent demons. However, the real culprit is probably wasteful spending. Lets consider the following ways we might be shortchanging ourselves;

Using ATMs That Aren't Your Banks

If you use ATMs then consider this; every month your bank, lets say Ecobank, charges you for using your bank ATM, then on top of that you choose to use another bank's, like Stanchart when you need to make a withdrawal, where you're charged GHC 2 or 3 per transaction. You may think that the convenience is worth it, but sit down and calculate and see how much it totals to.

Not Keeping Track of Your Change

While we're on the subject of money, let's talk about change. Coins which we tend to take for granted are a lot of money. Yes, even the Shoprite 1 Pesewa coin, i mean the brown ones. Try totaling the amount we abandon because we decide it isn't legal tender. By picking a single designated spot for spare change and sticking with it, you could save many cedes by the end of the year.
Letting Food Spoil
Cut back on food waste in your home by only buying as much fresh produce as you can realistically consume, as well as keeping a close eye on expiration dates. We should probably try to experiment with cooking by using up all the fresh produce especially before we buy any again.

Paying for Idle Memberships

You know that gym membership you signed up for at the beginning of the year that you are yet to attend even a single session of? Enough said! 
Buying Name Brands
While you should certainly find your favorite products through personal trial and error, chances are you could easily swap out a few name-brand products for the generic version and never notice a difference—with the exception of some extra cedis in your bank account each month. Generally, the generic versions of name-brand products boast nearly identical ingredient lists.

Drinking Bottled Water

Sure, investing in an at-home filter for your tap water will cost more upfront than buying a box of bottled water. However, you'll make up that cost within a few months if you buy yourself a good reusable bottle to fill up at home. 

Not Inflating Your Tires Properly

For those of us who drive, keeping your tires properly pumped will save you fuel money. You don't believe me ? Please check fueleconomy.gov. 

Saturday, 25 February 2017

Fuckboys come in all shapes and sizes

how to spot a fuckboy:- white nike tube socks with his adidas sandals
- he wants to play 20 questions (!!!!!!!!! do not play !!!!!!!!!!! especially if there’s a “;)” involved)
- relies on his mom but doesn’t respect women
- looks like he just read one of jaden smith’s tweets in all of his selfies
can’t find the clitoris
fuckboys come in all shapes and sizes and results may vary but when he a fuckboy…he a fuckboy…and u will know

#fuckboy #fuck #boy #fucker #man childby kiritokun September 21, 2014 via Urban Dictionary.



I have been inspired for quite a while to write about fuck boys, I just never found the wherewithal to do so. Until a trip to my alma mater St. Rose's SHS in Akwatia and my encounter with an older woman made this post inevitable. While waiting to be attended to by the assistant headmaster, I was sitting next to this maybe 50 year old woman who was on the phone. I couldn't help but listen in to her conversation, her side at least. She was telling her friend about this pastor dude she had met. Evidently she's a wealthy widow and lonely. So this presentable looking pastor dude who looks her age starts paying her attention and naturally she's responsive because she's lonely. Turns out he was married and only in for her money. She finds out about his duplicity when another side chick of his turns up pregnant. Looks like the wife knew all about what pastor dude was up to and said nada.
WTF!!! 
As for my personal experiences with fuck boys... too many to count.The current BBNaija is also highlighting the antics of another fuck boy, TTT. A lady in the house Bisola asked him if he was single and his answer was By the Grace of God. A man with a  wife and a child.  And madam Bisola goes away satisfied by that non answer as she takes it to mean he's single. 

Let me do you all a favor and give you some signs of a fuck boy.  
  • He asks you to hang out but doesn't follow up, and when you ask if you're still on he's just like, "sure where should I meet you" or "let me know when you're free". He never initiates an actual date. 
  • When you ask him if he's seeing anyone else or married, he avoids answering and says something like, "you don't have to worry about that" or "by the grace of God" shout out to TTT or he just changes the subject.
  • His friends don't seem to know who you are, which means you and the other women he's trying to get with are too numerous for them to keep track of.
  • Or his friends all know who you are and keep calling him by code names that sound like appellations. You know giving him "fans". They know he's seeing other people.
  • He'll disappear for days without you hearing from him, and when he finally resurfaces he offers no explanation, like it's perfectly normal.
  • When you ask him what's going on, so so explanation and plenty excuses which is just him telling you "please don't ask me to hang out."
  • When other guys flirt with you in front of him he doesn't seem to care and not because he's secure that you're his woman and he's your man kind of way but really i could care less kind of way.
  • When you run into other women when you're out, he definitely doesn't introduce you as his girlfriend, and sometimes doesn't introduce you at all.
  • He's whatsapping and always texting other people when you're together, I mean bro's phone light is always on and you know they're definitely not all innocent because he tilts the screen away or he pretends not to hear when the phone beeps.
  • He does not respond to you during prime date hours of 7-11pm, because he's on other dates. You seriously only hear from dude after midnight even if y'all had plans.
  • You're always trying to take pictures with him and not once has he ever initiated it.
If the man has shown at least three of these behaviors, I beg you, run away, block and delete that man because he has got a whole world of hurt coming in your direction.

Wednesday, 18 January 2017

Free or nearly free things to do in Ghana to enjoy one's self








Hello my dear readers even though I do not update this blog as often as i should, I still have you in mind.
In this new year, I believe everyone should do their best to save up as much as possible.
This post is inspired by my cheap self sitting and wondering how to enjoy life without spending a fortune.

 

I was seriously wondering how to chill without spending as I was so bored but so not willing to spend a dime. Ghana is too expensive and entertainment choices are limited to food and drinks. I'm not willing to spend a fortune on mediocre food and overly expensive drinks when i can buy the ingredients and the drinks from shops around, sit at home and enjoy myself. So far as I know as far as other entertainment options are concerned, there is a mini-golf place, a go-karting places, beaches, but is that all that is available? Especially as these places cost a fortune?
For these reasons i put together a list of possibilities for fellow cheapskates!

 

1. Declutter your room and sell the stuff you no longer have use for on tonaton or other online shops (money making weekend).
2. Hike the Aburi Mountains; it's free and you get in some exercise as well.
3. Go to the Legon Botanical Gardens or any other park close to you.
4. Play indoor games like oware, ludo, scrabble, monopoly, card games or even tic tac toe.
5. Host a bring your own food and drinks party and watch new and strange friendships blossom.
6. Learn a new skill like sewing, hairdressing, painting, cooking.
7. Read a book.
8. Create a new recipe.
9. Those of you with little children around, play with them.
10. Create a piece of art for your home; paint, craft, needlework some decorations.
11. Sort, print and organize photos on your phone and computer.
12. Take pictures.
13. Make a budget.
14. Re-design a room using what you have at home using Pinterest for inspiration.
15. Make lists like meal plans, back-to-school lists, market lists.
16. Write your goals
17. Host a clothing swap.
18. Write.
19. Play a video game.
20. Organise your cabinets.


Enjoy your free time for free.